Long-term renters. Weekly autopay direct to your bank. You set the terms.
Set up your account and link the bank you already use. A few minutes, and you’re payout-ready.
Set your weekly rate, deposits, mileage, house rules, and any rent-to-own option. Photos and VIN — you’re live.
Verified drivers apply. You see who they are and pick who fits — your call, on your terms.
We turn your terms into a clean agreement. Both sides e-sign in-app.
Weekly payments land in your bank. Our 5% rolls in on top — you receive exactly the rate you set.
| CaxFi | Turo | DIY | |
|---|---|---|---|
| Rental duration | Long-term · weeks to months | Daily | Varies |
| Driver identity verification | Included · Stripe Identity | Included | Up to you |
| Agreement handling | Auto-generated, signed in-app | Varies | Up to you |
| Payment automation | Weekly autopay | Per trip | Up to you |
| Deposits collected for you | Yes · forwarded with first payout | Varies | Up to you |
| Platform fee | 5% of rent only | 15–40% per booking | None — but no infrastructure |
| Insurance | Your own coverage, personal or commercial | Platform-provided | Up to you |
| Day-to-day with your driver | Direct, in-app · you stay close to the rental | Platform-mediated | Up to you |
Platform and processing fees are added on top of your rate, not taken from it.
| Vehicle | Status | Driver | Weekly | Wk paid | Next payout |
|---|---|---|---|---|---|
2019 Camry SE 4T1B11HK…K2102 |
Rented | M. Alvarez | $300.00 | 13 / 52 | Mar 19 |
2020 Accord LX 1HGCV1F…LA8845 |
Rented | D. Onyema | $315.00 | 4 / 26 | Mar 19 |
2018 Prius JTDKB…EL3220 |
Listed | — | $260.00 | — | — |
2021 Sentra SV 3N1AB…M0117 |
In review | 2 applicants | $285.00 | — | — |
2019 Sonata 5NPE3…K7651 |
Rented | J. Park | $295.00 | 27 / 52 | Mar 19 |
Any listing can offer rent-to-own. You set the schedule and the buyout price. Rent and buyout stay separate — not financing, just a path.
“Have a car you’d sell eventually? Offer it as RTO. Earn now, and let your driver decide if the next step makes sense.”
Nothing buried. Here’s the short version.
5% of weekly rent. No listing fee. No fee on deposits. The fee is added on top of your rate, not subtracted from it — you receive exactly what you set.
Daily deposits to your bank after the initial escrow window (once delivery is confirmed). Reservation and security deposits arrive bundled into your first payout.
Bring your own coverage — personal or commercial, whatever fits how you host. Your driver maintains their own coverage during the rental, and that’s spelled out in every agreement so both sides know where they stand.
You set your own ground rules when you list — a 3-day grace period, for example. Those rules are in every agreement, so expectations are clear from day one. If something needs to end, you can wind the rental down in-app with a reason and any proof.
Yes. The dashboard scales naturally — bulk actions, search, filters, per-car financials, one payout flow. One car or forty, same workflow.
No — identity verification only. If you’d like additional vetting, you can ask the driver directly before approving.
You’ll get a 1099-K from CaxFi at year-end. We handle the receipt; you handle the return.
No. Rental payments and any buyout are separate — you set the buyout price and the schedule. CaxFi is not a lender.
Listing takes about 15 minutes. You set every term. Payments start arriving as soon as your first driver hits the road.
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